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My top 5 things to do when remortgaging

Review Your Mortgage:Take a close look at your current mortgage terms to understand what you're working with and if there are any penalties for early repayment.

Check Credit Score: Make sure your credit score is in good shape as it plays a significant role in the remortgaging process, and take steps to improve it if necessary.

Research Options: Explore different lenders and mortgage products to find the best deal possible, considering factors like interest rates and terms.

Prepare Documents: Gather all necessary documents, such as proof of income and details about your existing mortgage, to streamline the application process.

Calculate Costs: Determine the total costs associated with remortgaging, including fees and potential savings, to ensure it's financially beneficial for you in the long run.

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